All ranches insist upon guests being fully insured and with this in mind, Ranch Rider are an Appointed Representative (Registration no 496184) of insure2travel (Registration no 309466). Authorised and regulated by the Financial Services Authority. This can be checked on the FSA's register by visiting the FSA's website at www.fsa.gov.uk/register or by contacting them on 0845 606 1234.

IMPORTANT FEATURES
insure2travel technology means Emergency Services and Insurers have access to verify your cover instantly from anywhere in the world. insure2travel Assistance provides on-call around the clock 24 hours a day, 365 days a year, assistance in 208 countries throughout the world.
The ability to offer such a truly global service is achieved through an international network of agents and representatives, 33 telephone Customer Assistance Centres and the support of over 400,000 service providers.
If you wish your policy can be auto emailed and sent to your mobile by text.
FOR INSTANT COVER BUY TRAVEL INSURANCE ONLINE - GO TO
www.ranchrider.com OR CALL US ON 01509 618811

TRAVEL INSURANCE FOR RIDERS
It is a booking condition that you have adequate cover. Points to note when considering purchasing Specialist Travel Insurance for riding holidays.
a) Many travel insurances make it a condition of the insurance that claims arising from horse riding activities will only be paid if the insured person is wearing protective clothing.e.g. hard hat.
b) Many travel insurance policies exclude cover for horse riding resulting in exposure to potentially very high costs.
c) Many travel insurance policies specifically exclude any form of manual activities including ranch riding.
With our insurance you are covered for all the above and there is no exclusion for riding without a hard hat.

INSURANCE INFORMATION
Our insurance is approved and tailored to meet the needs of our clients whether on an escorted tour or individual tailor made holidays. The insurance is arranged by insure2travel.co.uk
FSA registration number 309466 and insured through Europ Assistance. Owned by global insurer the Generali Group, Europ Assistance has representation in over 200 countries, FSA registration number 311883. FSA’s website at www.fsa.gov.uk/register
We believe the combination of price, cover, assistance services and security make our travel policy most suitable for our holidays. Please note the information provided in this brochure is only a summary of cover, full policy details and written complaints procedure available on request.

PRE-EXISTING MEDICAL CONDITIONS
If you wish the policy to be extended to Cover a pre-existing condition you can speak to the insurer’s medical screening helpline. Failure to declare a pre-existing condition of any member of the party or close relative whose illness could cause a claim, could result in your claim being declined. .

YOUR COVER
Please read policy when it arrives. This forms the basis of a contract between you and the insurers.
We would suggest that you carefully review the whole policy, but note in particular the following:
Key exclusions:
Any claim arising directly or indirectly as a result of any pre-existing medical conditions which you have not advised us about at the time of your application for cover, or prior to the commencement of any trip. Pre-existing medical conditions advised to us but not accepted.
Claims arising from war or civil war.
Theft of valuables left in a vehicle or stolen during transit.
A policy excess applies under most sections (increased in certain circumstances).

IF YOU WANT TO CANCEL YOUR POLICY
Unless Your trip will be completed within 1 month of buying this insurance. You have the right to cancel within 14 days of the date of issue and receive a refund. Travel cannot have commenced and no claims can be pending for the above to apply.

SPORTS OR ACTIVITIES
Many are covered under the standard terms, others require additional premium and some are excluded. You should inform us if you are in any doubt.

MATERIAL FACT
You must declare to insurers all Material Facts that are likely to affect this insurance. If you are uncertain as to whether a fact is material, you should declare it by calling insure2travel on 02920 783010.

EXCESSES
Under most sections of the policy, claims will be subject to an excess. This means that you will be responsible for paying the first part of the claim.

DUTY OF CARE
You have an obligation to ensure that you take all reasonable care of both yourself and your property. Please ensure that you read the certificate carefully. Uni-Travel Limited and its trading titles cannot be held responsible should a claim not be met in full or part by the insurers.

A copy of these details are available on our price list. We would strongly recommend our insurance cover as it has been tailored to the holidays offered within these pages. Insurance can be requested on your Ranch Rider booking form, which is also available within our price list, together with our Terms & Conditions

IMPORTANT NOTICE
Ranch Rider's travel insurance policy has been specifically provided to cover activities featured in our brochure, especially horse riding.
If you have elected not to take out Ranch Rider's own recommended travel insurance it is essential that you check with your own insurers to confirm you are fully covered to participate in Ranch Riding trips and white water rafting.
It is your responsibility to ensure that the cover you have arranged does not carry exclusions relating to riding without a hard hat, whilst riding a horse.

Download Price List PDF file

Call Ranch Rider on 01509 618811 or fax on 01509 610585
Ranch Rider, Devonshire House, Devonshire Lane, Loughborough, Leicestershire LE11 3DF, England

Annual Travel Policy
In order to meet the gowing demands for Annual Travel Policies Ranch Rider has negotiated special rates that provide excellent cover worldwide.

The above rates include:
1. Worldwide cover.
2. Multi-trip as long as individual stay does not
exceed 31 & 17 days winter sport.
3. Scuba diving covered to 30m standard.
4. Winter sport cover at no additional cost.
5. Couple discount.
6. Family rate including up to 4 free children.
Note 1: For persons aged 66 years or more at the time of booking double the standard rates apply and cover is not available for persons aged over 70 years.
Note 2: Automatically includes business travel free of charge, providing the work is of a non-manual nature or hazardous nature.

Single Trip Policy

The above rates include:
1. Worldwide cover.
2. Cover for up to four children free if accompanied
by both parents. Single parent travellers subject
to 50% surcharge.

Notes to the above:
1. Children aged 2-17 or up to 23 (in full time
Education) years are covered free if travelling
within a family. Infants under 2 years at
departure are free of charge.
2. Winter sports cover including off-piste (see
policy) at double premium.
3. For persons aged 66 years or more at the time
of booking double the standard rates apply.
Please request rates for ages 70 years and over.
For persons aged 80 years or more cover is not
available.

Summary of cover only, for details see policy wording